Close Faster.
Choose Smarter.
150+ Lenders Working for You.
West Capital Lending connects California homebuyers, homeowners, and investors with the right loan
— backed by a network of over 150 lenders and a process built to close in as few as 5 days.
NMLS 1987809
Licensed Mortgage Broker
Equal Housing Opportunity
We lend fairly, always
150+ Lender Network
More options, better fit
Licensed in 36 States
Local expertise, broad reach
5-Day Close Timeline
Fast, efficient, no surprises
Read what our clients say
Find the Right Loan for
Where You're Headed
Whether you’re buying your first home, tapping your equity, or building a rental portfolio, we have a loan product designed for your situation.
Purchase Loans:
Get into the home you want with competitive financing options tailored to your timeline and financial profile.
Read moreRefinance:
Restructure your existing mortgage to better align with your financial goals — whether that means a different term, monthly payment, or loan structure.
Read moreCash-Out Refinance:
Leverage the equity you've built in your home to fund renovations, consolidate debt, or cover major expenses.
Read moreHELOC / HELOAN:
Access a flexible line of credit or a lump-sum loan secured by your home's equity — without touching your existing first mortgage
Read moreDSCR / Investor Loans:
Qualify based on property cash flow, not personal income — ideal for real estate investors growing their portfolio.
Read moreVA Loans:
Exclusive financing benefits for eligible veterans, active-duty service members, and surviving spouses — with no down payment required in most cases.
Read more
Three Steps from
Application to Close
Step 1
TELL US ABOUT YOUR GOALS
Complete our short intake form or call us directly. We'll spend time understanding your purchase goals, timeline, credit profile, and financing needs before we make any recommendations.
Step 2
WE SHOP 150+
LENDERS
Instead of taking you to a single bank, we run your scenario across our entire lender network to identify the loan programs that fit your situation. You receive clear options with real numbers — no guesswork.
Step 3
CLOSE WITH
CONFIDENCE
Once you choose a direction, our team manages the file from application through closing. Our streamlined process is designed to close in as few as 5 days when conditions allow — keeping your deal on track
Client Reviews
Frequently Asked Questions
How does West Capital Lending help me find the right loan?
We compare your situation across our network of more than 150 lenders to find loan programs that match your goals, financial profile, property type, and timeline. This gives you more options than working with a single bank.
What types of mortgage loans do you offer?
We offer purchase loans, refinancing, cash-out refinancing, HELOCs, home equity loans, VA loans, DSCR loans, and other financing options for homebuyers, homeowners, and real estate investors.
How quickly can my mortgage close?
Our streamlined process is designed to close eligible loans in as few as five days. The actual closing time depends on the loan program, property, documentation, appraisal, and other required conditions.
Do I need to commit before discussing my loan options?
No. You can submit the form or speak with one of our advisors to learn about the options available for your situation. There is no commitment required to have an initial conversation.
Run the Numbers
Before You Call
Use our mortgage calculators to estimate monthly payments, compare loan scenarios, and understand
how different terms affect your costs over time. These are planning tools — your actual figures will
depend on your loan details.
Experienced Advisors.
Straightforward Guidance.
When you call, you get Devon and his team — not a call center. Led by Branch Manager Devon Linkon (NMLS 1987809), they shop your scenario across 150+ lenders, explain the trade-offs in plain English, and stay on your file from the first conversation to closing day.
Ready to See What You Qualify For?
Fill out the form below and a West Capital Lending advisor will reach out within one business day to
discuss your options — no commitment required.